LIC HOUSING FINANCE LTD.: Bring Home Peace of Mind.

Sunday, December 13, 2009

Bring Home Peace of Mind.

Home Loans Made Simple.

Welcome to the world of LIC Housing Finance Ltd.
Quality consideration is of utmost importance when something as priceless as your dream home is concerned.
"Trust L I C H F L." for the highest quality in all aspects of home finance. It has transformed millions of lives and now it's your turn.
BOND WITH THE BEST !
- Low interest rate, the most favorable Cost benefit ratio for customers.
- Transparency with No Hidden Costs & No Gimmicks.
- Simple Processing systems, easy approvals.
- Expert advice in respect of property Title & legalities, Service at your door step.

We Provide Loans For :
- Purchase & Construction House Extension / Takeover
- Repairs & Renovation Plot Purchase
- Takeover Loans - If you already have a housing loan with another financial institution at a higher rate of Interest, it can be re-financed & top-up loan is also possible depending on Property Value.

All in all, LICHFL has in store for you, a rare gift by way of a Perfect Home Finance.A Smile of Satisfaction, Joy of Fulfillment and Peace of Mind. Go for it !

Lalithababu.d MBA Hyderabad. 18.lalith@gmail.com

+91 98663 92959, +91 9177 171818

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Things you didn't know about LIC HOUSING FINANCE LTD.

- LIC Housing Finance Ltd. has been a profit-making and dividend paying company since 1990 - its first full year of operation.

- LICHFL was the first Indian Housing Finance Company to be listed overseas.

- The concept of a life-insurance linked mortgage product was first introduced in the country by LICHFL.

- LICHFL was a participant in the pilot issue of mortgage backed securities launched in August 2000 by the National Housing Bank.

- As per the Global Financial Brand Index 2007, LICHFL., is one of the top 500 Financial Companies in the world.

- In two consecutive years 2007 and 2008, LICHFL., grew twice as fast as the industry.

- As at 16th September 2009, the LIC Housing Finance stock is the second best performer on the 67 stock Bloomberg Asia Pacific Diverse Financial Services Index in the calender year 2009.

Company Profile :

LIC Housing Finance Ltd. is one of the largest Housing Finance company in India. Incorporated on 19th June 1989 under the Companies Act, 1956, the company was promoted by LIC of India and went public in the year 1994. The Company launched its maiden GDR issue in 2004. The Authorized Capital of the Company is Rs.1500 Million (Rs.150 Crores) and its paid up Capital is Rs.850 Millions (Rs.85 Crores). The Company is recognized by National Housing Bank and listed on the National Stock Exchange (NSE) & Bombay Stock Exchange Limited (BSE) and its shares are traded only in Demat format. The GDR's are listed on the Luxembourg Stock Exchange.

The main objective of the Company is providing long term finance to individuals for purchase / construction / repair and renovation of new / existing flats / houses. The Company also provides finance on existing property for business / personal needs and gives loans to professionals for purchase / construction of Clinics / Nursing Homes / Diagnostic Centres / Office Space and also for purchase of equipments.

The Company possesses one of the industry's most extensive marketing network in India : Registered and Corporate Office at Mumbai, 6 Regional Offices, 13 Back Offices and 130 marketing units across India. In addition the company has appointed over 1352 Direct Sales Agents (DSAs), 7085 Home Loan Agents (HLAs) and 777 Customer Relationship Associates (CRAs) to extend its marketing reach. Back Offices spread across the country conduct the credit appraisal and administrative functions.

The Company has set up a Representative Office in Dubai and Kuwait to cater to the Non-Resident Indians in the GLCC countries covering Bahrain,Dubai, Kuwait, Qatar and Saudi Arabia. Today the Company has a proud group of over 10,00,000 prudent house owners who have enjoyed the Company's financial assistance.